Comparing Investor-Status Thresholds

What this video covers

• Why accredited investor, qualified institutional buyer (QIB), and qualified purchaser are separate legal statuses with separate purposes, not stacked wealth tiers
• How an individual accredited investor is tested: $1,000,000 net worth excluding the primary residence, or $200,000 individual/$300,000 joint income for two prior years with current-year expectation
• The QIB thresholds: $100,000,000 in securities for institutions versus $10,000,000 for registered dealers
• Why the identical $5,000,000 figure means total assets for an entity accredited investor but investments only for a qualified purchaser, and why the latter is materially more restrictive
• The one-directional bridge that deems a QIB acting for its own account a qualified purchaser, and why it does NOT deem a QIB an accredited investor
• The two tolls on that bridge: registered dealers need $25,000,000 in unaffiliated securities to cross, and benefit plans or trusts are blocked when beneficiaries make investment decisions
• How to spot exam gotchas where raw wealth size is used to bait you into assuming one status automatically grants another