Accidental Death and Dismemberment (AD&D) and Workers’ Compensation: Rapid Fire

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Chapters in this video

  1. 0:00 AD&D, disability, and work claims
  2. 1:02 Occupational versus nonoccupational triggers
  3. 2:24 Principal sum and scheduled losses
  4. 4:10 Workers’ compensation offsets
  5. 5:52 Premium funding and benefit taxes
  6. 7:45 Rapid-fire exam recap

What this video covers

  • How AD&D, disability income, and workers’ compensation coverage triggers differ, including occupational and nonoccupational losses
  • How the principal sum determines scheduled death and dismemberment benefits
  • Why the deadline for a loss to occur is separate from the notice deadline
  • How to apply multiple-loss provisions and an accident maximum
  • When a private policy may exclude occupational losses, coordinate benefits, or offset a named workers’ compensation payment
  • Why approval of one claim does not guarantee payment under another policy
  • How premium funding, light-duty wages, permanent-loss benefits, and benefit type affect tax treatment

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