Group Health, Continuation Coverage, and Marketplace: Rapid Fire

Read the Free Lesson → free · no signup wall

Chapters in this video

  1. 0:00 Insured Versus Self-Funded Plans
  2. 1:30 Dependent Coverage Through Age 26
  3. 2:11 COBRA Events and Coverage Limits
  4. 3:55 COBRA Deadlines, Premiums, Conversion
  5. 5:03 Marketplace Protections and Metal Tiers
  6. 6:21 Rapid-Fire Exam Recap

What this video covers

  • How insured and self-funded plans differ, including which plan documents control and who pays claims
  • How contributory plans differ from noncontributory plans, and where federal dependent coverage through age 26 stops
  • The three basic COBRA eligibility conditions and the common 20-employee size test
  • When COBRA coverage can last 18, 29, or 36 months, and how a second qualifying event affects the maximum
  • The 60-day election window, 45-day first-premium deadline, 30-day grace period, and 102% or 150% premium caps
  • How COBRA continuation differs from conversion to a separate policy
  • Why Marketplace metal levels describe average cost sharing, and what confirms enrollment and active coverage

Read the full lesson, free

This video's complete written lesson is free to read in the CertFuel app, no signup wall. The complete Life and Health course also includes adaptive practice questions and spaced-repetition flashcards, available in Free Beta.

Read the Free Lesson → free · no signup wall