Accredited Investor: Natural-Person Tests

What this video covers

• The $1,000,000 net worth threshold and why the primary residence is excluded as an asset entirely, while its mortgage debt is only excluded up to fair market value
• How the 60-day mortgage lookback rule treats fresh home-equity borrowing as a liability, even when normal mortgage exclusion would otherwise apply
• The $200,000 individual and $300,000 joint income thresholds, and why the joint figure is not simply double the individual amount
• Why the current-year income expectation is a mandatory element of the income test, not an optional add-on, so two qualifying years with no expectation fails
• How holding a Series 7, Series 82, or Series 65 license in good standing from the Securities and Exchange Commission (SEC) creates automatic accredited status with no dollar test
• Why the knowledgeable-employee path is strictly fund-specific and does not confer general accredited-investor status for other offerings
• How to identify whether a scenario is testing net worth, income, or professional status, since these are independent paths and only one must clear